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Howard Dvorkin Quotes

Everybody has 15% to 20% of fat in their budget. - Howard Dvorkin

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People spend what's there. If it's not there, they're not going to spend it. - Howard Dvorkin

You'll see creditors get more aggressive at collecting debt, the reason being that they can. - Howard Dvorkin

There's no pain involved when you pay with plastic. But there is some pain when you go out and you have to part with cash. You worked hard for that green stuff, and you aren't as apt to spend it. - Howard Dvorkin

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